Nationwide Defense · Strategic Compliance ·
Regulatory Protection

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We help creditors and collection agencies fight the entrepreneurial consumer bar and predatory consumer counsel.

As a boutique law firm defending the credit and collection industry, we emphasize creditor’s rights and strong compliance management systems.

The firm has experience with all matters necessary to defend a company facing consumer and commercial litigation.

We are keenly aware of the cost-benefit analysis associated with instituting, maintaining, and continuing a litigation matter.

About Us

Founding partners, Mike Frost and Chad Echols, have spent significant portions of their careers working with executives in a general counsel capacity. Having a seat at a management table provided them with a unique perspective the firm utilizes when advising clients. The firm has a keen understanding of business efficiencies, operational effectiveness, cost benefit analysis, and the mindset of executives.

Our dedication to creditors and the collection industry empowers companies to navigate legal requirements, minimize violations, and reduce legal expenses in the long-term.

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Primary Practice Areas

Our expertise spans the full spectrum of creditor rights and collection industry legal services, from litigation and compliance to regulatory defense and commercial matters.

  • Civil Litigation

    We defend credit and collection industry clients in federal and state courts nationwide, providing comprehensive civil litigation services.

  • Arbitration and Mediation

    We represent clients in mediation and arbitration proceedings across multiple jurisdictions, offering experienced alternative dispute resolution services.

  • Appellate Advocacy

    We manage appeals in state and federal courts nationwide, providing strategic counsel throughout the appellate process.

  • Debt Collection Compliance

    We guide collection agencies and debt purchasers through complex regulatory requirements with tailored compliance solutions.

  • Regulatory Work

    We represent clients before state and federal regulators, managing examinations and civil investigative demands.