A Boutique Law Firm Committed to the Nationwide Protection of Creditors and the Collection Industry

We are focused on all aspects of creditor and collection defense and compliance.

Frost Echols offers national representation of the accounts receivable management industry. We provide risk management, compliance advice, counseling, virtual general counsel services, regulatory representation, and litigation defense.

Primary Practice Areas

We are experienced in finding solutions to assist creditors and collection agencies in fighting the entrepreneurial consumer bar and predatory consumer counsel.

As a boutique law firm defending the credit and collection industry, we emphasize creditor's rights and strong compliance policies. The firm has experience in assisting with all matters necessary to defend a company facing consumer and commercial litigation.

We are keenly aware of the cost-benefit analysis associated with instituting, maintaining, and continuing a litigation matter. Let us work for you.

Civil Litigation

We handle civil litigation matters for businesses with an emphasis on defending the credit and collection industry in both the federal and state courts.

Contracts

We negotiate and draft commercial contracts and assist business entities with negotiating vendor and/or client agreements. Additionally, we handle the creation and negotiation of account portfolio purchase agreements. Many business disputes could be avoided by investing more time and resources in the initial effort to properly establish the obligations and liabilities of the parties.

Business Disputes

We handle a wide range of commercial disputes, including those that involve contracts, insurance coverage, partnership controversies, professional malpractice and violations of the Uniform Commercial Code (UCC).

Debt Collection Compliance

We have extensive experience advising debt collection and debt purchasing entities with the myriad of state and federal laws and regulations necessary to operate a compliant business. While many common challenges exist, the firm is able to tailor its compliance counsel toward the particular needs facing each collection industry market sector.

Arbitration & Mediation

Litigation and the eventual trial can use up an extraordinary amount of time, energy and resources. For that reason, it is often wise for the parties to try and resolve their dispute through alternative dispute resolution options such as mediation or arbitration.

Our focus on and commitment to the industry helps companies better understand the law, deters ongoing violations, and lessens legal expenses in the long term.

Our Experience

Federal and State Trial and Appellate Representation
Arbitration and Mediation
Attorneys admitted in South Carolina, North Carolina, Florida, Texas, Arkansas, Missouri, Oklahoma, Iowa, Illinois, Indiana, and Michigan
Member of ACA International

Meet Our Team

Mike Frost

Partner

Chad Echols

Partner